Do you need to buy another car, or do you really just need a Fresh Start? 

It is really interesting how just a 3 digit score can determine what type of role your financial life will consist of. So that lending practices are kept fair and consistent, certain credit reports will publish a score that lenders will use to weigh credit worthiness and level of risk.

A credit score will usually reflect what type of bank program you may qualify for, or will correlate to a particular interest rate that is determined by a tier or "grading system". The content and depth of the credit history displayed on the credit report is considered when an application is offered to a lender or a bank that will ultimately determine if the offering will be approved, declined, or counter-approved.

The staff that operate our Fresh Start program make sure that lenders are aware of the positive that we all have in our lives. We know that there is much more to one's willingness to pay other than numbers and formulas. We will listen to your story and make sure that the lenders and the banks are aware of any circumstances that were out of your control in the past..