BAD CREDIT AUTO LOANS

Apply For Guaranteed Financing Options Available

At Blue Springs Ford, we're here to make sure you are comfortable in the Ford model you choose as well as the budget you organize for your new-to-you vehicle. To apply for financing at our dealership in Blue Springs, MO, you can fill out our online application.

New & Used Car Specials Available

Are you searching for a bargain on a new or used Ford pickup truck, SUV, or sedan? Blue Springs Ford offers a variety of specials for you to browse through. Discover one of our offers that pairs with your chosen Ford model and start saving today!

View Our Inventory

Bad Credit FAQ & Tips

If you're concerned about how bad credit financing works, or wish to learn more about the process, below you'll find some frequently answered questions that will assist you.

How Can I Get a Bad Credit Auto Loan?

When you come into a dealership, be sure to be aware of your credit score. Also, it helps to have a down payment ready on your vehicle. The finance team will peruse your options for a bad credit loan and assist you in completing the application process.

Can I Apply for a Loan with No Credit?

Yes. Earning a no credit loan depends on a number of factors. A no credit loan is granted depending on the lender's flexibility, your available down payment, and the vehicle you wish to purchase. Blue Springs Ford, while able to work with no credit, will work with all types of credit to get you inside your favorite Ford model.

What is Second Chance Financing?

Second chance financing allows buyers with low credit scores to apply for a car loan. Interest rates will be higher, but this allows you the opportunity to build your credit score while also sliding behind the wheel of a vehicle you love.